singhlija: September 2012

Sunday, September 30, 2012

Video: More nude photos of Duchess Kate surface

>>> just when the duchess of cambridge may have thought the worst was over, more revealing photos of her are making the rounds on the internet. here's duncan.

>> reporter: two weeks ago, pictures of kate sunbathing topless at this chateau were printed in france. but a danish magazine has gone even further, publishing photos showing kate without her bikini bottom. the magazine's editor calls it entertainment, top entertainment. the photos seem to come from the same set of pictures that overshadowed the couple's royal tour of the far east and pacific. as kate and prince william tried to focus on their public engagements, their lawyers were in a paris court asking a judge to stop the magazine which started the story. they won their case in france, but that hasn't stopped the photos being printed across europe.

>> i'm sure it must be very painful for kate , because really she feels that she's probably becoming the center of attention. she is letting the royal family down, and becoming famous all around europe, around the world for the wrong reasons.

>> reporter: asked whether they will take further legal action, st. james's palace say their position has not changed and that all proportionate responses are being kept under view. but they have decided not to make an official complaint about a british newspaper printing photos of prince harry naked in a las vegas hotel suite . instead harry is said to be focusing on his tour of duty far away in afghanistan. for kate , there's no such distraction, as she faces yet more public embarrassment.

Source: http://video.today.msnbc.msn.com/today/49222546/

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Afghanistan war claims 2,000th US soldier, but pace slowing

The 2000th US soldier to die may have been the victim of another insider attack. Overall, the conflict has grown less deadly for US troops since 2010.

By Tom A. Peter,?Correspondent / September 30, 2012

Upon landing after a helicopter rescue mission, Tech. Sgt. Jeff Hedglin, (r.) an Air Force Pararescueman, or PJ, drapes an American flag over the remains of the first of two US soldiers killed minutes earlier in an IED attack, assisted by fellow PJs, Senior Airman Robert Dieguez, center, and 1st Lt. Matthew Carlisle, in Kandahar province, southern Afghanistan.

Brennan Linsley/AP/File

Enlarge

A possible insider attack has?claimed the life of America?s 2,000^th soldier to die in Afghanistan. The shooting reportedly took place Saturday evening in Afghanistan?s volatile Wardak Province at a checkpoint run by the Afghan Army.

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While initial reports indicated that the incident was likely an insider attack, international military officials now say insurgent fire may have been involved. The incident left one NATO soldier presumed to be American dead, along with a civilian contractor, and three Afghan soldiers. Afghan and international military authorities are now investigating the incident.

If confirmed as an insider attack, the incident is likely to carry particular significance beyond being the 2,000^th American soldier killed in the nearly 11-year conflict. Though violence has fallen here with US troops seeing consistent drops in fatalities starting last year, the war continues to claim lives and this latest spate of insider killings presents a challenge that has so far eluded US and NATO efforts to solve the problem.

?It gets at the very core of trust between coalition forces and the Afghans, and it?s very difficult to counter,? says David Barno, a senior fellow at the Center for a New American Security who commanded US and international forces in Afghanistan from 2003 to 2005.

Citing findings that show insurgent infiltration accounts for only a quarter of insider attacks, with personal disputes accounting for another quarter and the rest having unclear motivations, Mr. Barno says stopping the attacks will be difficult.

?You can come up with a counter-intelligence program and take a number of other measures to help find Taliban infiltrators, but if three out of four attacks are related to cultural misunderstandings, outbursts, or friction perhaps related to 11 years of exposure between the coalition and Afghans that?s much more perplexing and much more difficult to deal with,? he says.

As US forces increasingly focus on the training mission ahead of the end of their combat operations, scheduled for 2014, the insider killings present a significant threat. If the most recent American death is confirmed as a so-called green-on-blue attack where an Afghan soldier kills an American service member, such incidents will account for 53 NATO deaths this year alone, or roughly 15 percent of those killed in Afghanistan.

NATO recently introduced severely restricted joint operations with Afghan forces in an effort to address the problem. But few Afghan units are judged by NATO as ready to operate alone, leaving some international forces on the ground looking to continue joint operations as a means of wrapping up the mission. Meanwhile, the most recent incident suggests that?efforts by Afghan and NATO forces to screen the fledgling security forces for possible turncoats will require still more work.?

?The recruitment of Afghan security forces was done mostly to reach the numerical goals, not to recruit quality soldiers,? says Hilaludin Hilal, a former deputy of the Ministry of Interior. ?The very urgent and short-term solution must come from the Afghan government. They must start screening and filtering these forces and kicking out anyone who poses a threat."

At the end of 2003, the Afghan security forces numbered just 6,000 personnel. Today there are 352,000, with the force nearly doubling in size between the summer of 2009 and now.

?Insider attacks, though tragic, will not derail ISAF from achieving its mission nor will it weaken the collective resolve and bonds of our Coalition and Afghan partners,? says US Air Force Major Lori Hodge, a spokesperson for the International Security Assistance Force. ?The partnership between Afghan and Coalition forces remains very strong and together we are committed to helping the people of Afghanistan build a prosperous future.?

Fighting in Afghanistan claimed the most American lives in Afghanistan in 2010, and since then the number of Americans killed here each year has dropped. Though Afghanistan has seen an overall reduction in fighting and violence, the decrease in NATO deaths may come in part from a greater focus on training Afghan security forces and a reduction in the number of international forces here. Just this month, the last US surge troops left Afghanistan, bringing the number of American soldiers here down to 68,000.

Counts for the death toll in Afghanistan vary based on different organizational counting practices. The Associated Press count, which now logs 2,000 dead, counts those service members killed inside Afghanistan during the course of the current war. Other counts include those killed in other countries working in support of anti-terrorism operations related to Afghanistan.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/JPgx6CJcjMM/Afghanistan-war-claims-2-000th-US-soldier-but-pace-slowing

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Saturday, September 29, 2012

Are Syrian shells raining biological agents down on Lebanese?

Lebanese living along the Syrian border are reporting rashes and other ailments. They suspect Syrian biological weapons are to blame, although weapons experts say that is unlikely.

By Nicholas Blanford,?Correspondent / September 23, 2012

A man walks past a damaged shop in the border town of Wadi Khaled after mortars from Syrian forces hit villages in northern Lebanon in July.

Roula Naeimeh/Reuters

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Nourat al-Tahta, north Lebanon

Residents in Nourat al-Tahta and other villages under routine Syrian shellfire are complaining of unexplained symptoms may indicate artillery shells have been filled with a biological agent, but weapons experts discount the panicky assumptions.

Skip to next paragraph Nicholas Blanford

Correspondent

Nicholas Blanford has been the Monitor's correspondent in Beirut, covering Lebanon and other parts of the Middle East, since 2002.?

Bank profits rebounded in third quarter - The Term Sheet: Fortune's ...

FORTUNE -- It's good to be a banker, again. At least for now.

Profits at banks and Wall Street firms likely rebounded in the third quarter. Analysts are expecting that operating profits at nearly all the large banks and Wall Street firms will be up from the prior quarter and a year ago.

That's a change from the second quarter when the profit picture was mixed. Even ignoring JPMorgan's whole London Whale debacle, earnings were held down by a lack of deals, weak trading volume and a stagnant housing market. What's more, loans, the main source of revenue for banks, either because financial firms didn't want to lend or because borrowers were still nervous about the economy, were not increasing. Throw in all the reforms, and that left some worrying banks could no longer grow.? A number of firms announced layoffs.

All those things appear to be changing. While Wall Street remains slow, deal making made a comeback in September. In fact, it's likely that equity underwriting, that is selling shares of stock for public companies like AIG, which did a big offering recently, had its strongest month of the year.

MORE: Does corporate lobbying benefit society?

Commercial and industrial lending appears to be growing much faster than usual - a good sign for the economy. And, at least for now, banks appear to be getting an added boost from Ben Bernanke and QE3. But the best news is that housing prices are rising again. That, along with lower mortgage rates, should translate into fewer foreclosures, which remain one of the biggest drags on bank profits.

Analysts expect operating earnings at Bank of America (BAC) and Citigroup (C) will be up 16% and 20% from the prior three months. Earnings per share at Goldman Sachs (GS) could also be up 20% from the second quarter.

"Banks are not hurting," says Dick Bove, an analyst at Rochdale Securities. "They are making a shitload of money."

MORE: Still falling off a M&A cliff

Some question how long that will continue. The biggest wild card is the Federal Reserve's recently announced plans to buy mortgage bonds indefinitely. For now, that's been a bonanza. Mortgage bond rates, which is essentially what the banks have to pay to fund, these days from the government, home loans, have dropped much faster than actual mortgage rates, which is what consumers actually have to pay. That's opened up a huge spread between those two rates. It's nearly three times as large as usual, which essentially means banks are making nearly three times as much.

"Mortgage spreads are 80 basis points larger than there were just a few months ago," says Bove. "That's just pure profit."

Eventually, though, some worry that the Fed's relentless efforts to drive down interest rates, particularly if it lasts another year or so, will hurt the banks. Inflated mortgage rates are likely to be only temporary. More long-term is the fact that banks are going to be left with loans that are at substantially lower interest rates than the loans they made a few years ago.

MORE: How to survive a Wall Street meltdown

What's more, while Wall Street firms are technically still allowed to do proprietary trading, that is making risky bets with their own money, at least for another year or so, Brad Hintz, an analyst at Sanford Bernstein, says it doesn't appear that many are. Instead, he said the firms are getting ready for a time when the regulations will likely significantly restrict what they can do with their money. That's held down trading profits. What's more, Hintz says the firms still aren't completely sure how much capital they need on hand to meet new requirements. That's made them gun shy with trading and lending as well.

"You are still going to hear plenty about expense controls," says Hintz. "It's not going to be a good story for those of us who rely on bonuses."

Source: http://finance.fortune.cnn.com/2012/09/28/bank-profits/

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Friday, September 28, 2012

Associate Vice President, Marketing and Communication ...

CAREER OPPORTUNITY
Make San Jose State University Your University of Choice

Job Title: Associate Vice President, Marketing and Communication
Job ID: 22453
Full/Part time: Full-time
Regular/Temporary: Regular
Department: Marketing and Communications, University Advancement

Compensation:
This position is classified at the Administrator IV level of the Management Personnel Plan. The hiring salary will commensurate with experience.

About the Position:
This is a position in the CSU - Management Personnel Plan (MPP), and serves at the pleasure of the President.

Under the general direction of the Vice President for University Advancement, the Associate Vice President for Marketing and Communications develops and manages the university marketing, branding and communications plan utilizing innovative, cutting-edge strategies. The position oversees the university website and social media presence; plans and executes internal and external communications; oversees fundraising communications; publishes the university's flagship magazine, Washington Square; and provides design, editorial and other communications services for a wide variety of stakeholders throughout the campus and broader community.

The AVP is responsible for implementing a university-wide integrated marketing and communications plan that will positively impact the University's mission, goals, strategic objectives, and constituency relations in alignment with the campus' Vision 2017. In addition, the AVP advises campus executives on innovative communications and builds working partnerships with campus leaders and stakeholders including college deans, faculty members, and the broader community.

Key responsibilities for the position are to:

Develop, implement and measure results from an innovative, cutting-edge marketing and branding strategy that effectively positions and provides visibility for San Jose State in the region.
Manage a talented team of marketing and communications staff.
Leveraging emerging trends and principles in the industry, create and promote the use of key university messages and ensure campus-wide commitment to the university's brand identity.
Manage the university's print, digital, web and social media presence for marketing, branding, and communications.
Provide leadership, strategic direction and execution of campaign and other development communications.
Work collaboratively with the public affairs team on advocacy and emergency communications.
Serve as speechwriter for the president and for the other top administrators as needed.

Education and Experience:

A Bachelor's degree from an accredited university is required.
Ten years of progressive marketing, communication and branding experience is required; five of which is at the senior level with demonstrated background in management and leadership.
Experience in innovative marketing strategies that utilize social media and web services.
Experience in managing complicated assignments with multiple contributors, editors, and stakeholders in a highly organized fashion.

Knowledge, Skills & Abilities:

Specialized skills to direct a marketing program, including the development of strategic marketing plans for promoting the image of the university, producing publications, managing and supervising the operation of a fast-paced unit, and managing cooperative working relationships with students, staff, faculty and alumni.
Strong writing skills in a variety of formats, including strategic communications plans that include timelines and deliverables, messaging documents, website or digital media-friendly content.
Expertise in and experience working with new and emerging media outlets, including blogs and social media.
Thorough knowledge of feature writing, magazine production, procedures and practices, and communication and dissemination techniques and methods.
Knowledge of design as a communication tool; understanding of how design supports key messages and effective communication overall.
Knowledge of web trends as well as an understanding of the role these technologies play in overall communications.
Knowledge of software applications such as: Microsoft Word, database management and design tools.
Knowledge of development and campaign communications, publications and marketing techniques.
Demonstrated interest in and familiarity with public higher education.
Ability to apply principles and practices, especially as applied in a college or university.
Ability to effectively present ideas and concepts in written and presentation formats as appropriate for the needs of the audience.
Ability to develop constructive and cooperative working relationships with others, and maintain them over time.
Ability to work with representatives from public and private entities and handle potentially sensitive situations.
Ability to observe, receive, and obtain information from all relevant sources; analyze information and evaluate results to choose and present the best solution and solve problems.
Ability to develop constructive and cooperative working relationships with others, and maintain them over time.
Ability to keep management informed and aware of public attitudes and the concerns of the many organizations, groups and stakeholders.
Ability to perform accurately in a detail-oriented environment, handles multiple work priorities, organize and plan work and projects, and meet deadlines.
Ability to quickly learn and apply a variety of state, federal, CSU and SJSU policies and procedures.
Must demonstrate initiative, flexibility and a willingness to work as a team player in an organizational environment.

Posting Date:
September 25, 2012

First Screening Date:
October 9, 2012
This position is open until filled; however, applications received after the first screening date will be considered at the discretion of the university.

**All applications are to be submitted to R. H. Perry and Associates. Prior to submitting an application, please read the Executive Search Profile, located at www.rhperry.com . Review of applications begins immediately. All communications may be directed in strict confidence to Mr. Paul G. Doeg or Mr. Matthew J. Kilcoyne, Senior Consultants, at sjsumktg@rhperry.com. **

Required Application Materials:
Resume
Letter of Interest
References
Examples from your portfolio of an integrated marketing and branding campaign.

Note to the Applicant:
Evidence of degree(s) or certification(s) may be required at time of hire. Every applicant who reaches the final level of interviews will be required to submit their fingerprints to the Live Scan Prints Service through the University's Police Department. SJSU will pay all costs associated with this procedure.

Selected candidate may be required to sign a conflict of interest disclosure and may be required to complete the conflict of interest training within six months of assuming the position.

SJSU IS NOT A SPONSORING AGENCY FOR STAFF OR MANAGEMENT POSITIONS (i.e. H1-B VISAS)

Equal Employment Statement:
SJSU is an Equal Opportunity/Affirmative Action employer committed to nondiscrimination on the basis of race, color, religion, national origin, sex, sexual orientation, gender status, marital status, pregnancy, age, disability, or covered veteran's status consistent with applicable federal and state laws.

It is the policy of SJSU to provide reasonable accommodations for qualified persons with disabilities.

University Shared Values:
Learning: Valuing education and promoting life-long learning.
Student and Employee Success: Placing our highest priority on academic success and personal growth.
Excellence: Setting the highest standards in all we do.
Integrity: Being honest, fair and accountable for our actions.
Diversity: Respecting diversity and recognizing the strength this factor brings to our community.
Community: Valuing collaborative relationships.

Contact Information:
Mr. Paul G. Doeg or Mr. Matthew J. Kilcoyne, Senior Consultants, R. H. Perry and Associates. Email: sjsumktg@rhperry.com or the Website: www.rhperry.com.

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"SJSU is an Equal Opportunity/Affirmative Action employer committed to nondiscrimination on the basis of race, color, religion, national origin, sex, sexual orientation, gender status, marital status, pregnancy, age, disability, or covered veteran's status consistent with applicable federal and state laws. This policy applied to all SJSU students, faculty, and staff as well as University programs and activities. Reasonable accommodations will be provided for applicants with disabilities who self-disclose."

Source: http://www.higheredjobs.com/details.cfm?JobCode=175674390

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KL Conference on Islamic Wealth Management & Financial ...

Despite the recent global economic crisis, the Islamic finance industry has continued pushing forward strongly. Entering 2012, the industry increased its total assets by 23.8 per cent by the end of 2011? comprising a hefty 22.4 per cent of the total assets of the banking system.

Global recognition has not been in short supply either as evidenced by The Banker Magazine?s 2011 rankings of top Islamic financial institutions which saw 21 Malaysian institutions listed.

By all appearances, Malaysia?s Islamic finance industry is well on its way?to fulfilling its aspirations to becoming an international Islamic financial centre.

Is it all hunky dory?

Missing element: ?The government should look into establishing a special court for Islamic banking,? says Datuk Ahmad Zaini Othman, Chief Executive Officer of the Malaysian Building Society Berhad (MBSB). ?This is something I think is still missing in this country.?

?If they want Islamic financing in Malaysia to be recognised internationally, they need to do this,? the CEO stresses.

Zaini points out that at present the legal aspects such as legal settlements still go through conventional courts. While the conventional judiciary may be familiar with Islamic financing law, Zaini stresses that we need judges who not only know the Islamic financing law but who also possess deep understanding of the religious aspects that go beyond laymen comprehension.

?It is all there in the Quran and Sunnah, but we need people who can correctly interpret them,? says Zaini, emphasising that ?interpretation is important.?

?For example, riba is not right and forbidden; however excessive profit, such as selling a property for 150 per cent profit, is wrong too.?

Mismatched avenue:?Zaini believes that continuing to rely on conventional courts for Islamic financing?s legal matters would be detrimental in the long run.

?Conventional court in itself is a mismatch,? says Zaini, clarifying that the word ?conventional? does not match with ?Islamic?.

?Because it is religion-based, at the end of the day we need to return to that essence and adhere to it,? says Zaini. ?That means having the necessary infrastructure to uphold it in a dedicated manner.?

What might happen if conventional courts continue to be used to deal with legal matters pertaining to Islamic financing?

?For one, you will continue looking at it through a secular way of thinking,? replies Zaini, adding that it may lead to oversight of some aspects based on Islamic principles. According to Zaini, another effect would be the stagnation of Islamic financing expertise in the country.

?One example is the musharakah mutanaqisah product ? this product is not feasible for properties under construction as some aspects of the law do not recognise certain parts of the transaction,? highlights Zaini. ?So if a developer goes ahead with the product, there is no protection for the developer under any law.?

The CEO further points out how the lack of protection in certain scenarios is limiting the industry. ?If you want to attract foreign Islamic investment in a big way, you need to have a strong Islamic legislative framework in place.?

?Foreigners would not come here and invest hundreds of millions if they are not protected,? Zaini emphasises. ?With a proper legal framework, we can do much bigger business.?

In addition, Zaini also points out that such a framework would also mean that the country would be more attractive to top talents in the industry.

If you do not have a very strong framework, you may not have a strong image of the Islamic platform,? says Zaini, asking rhetorically, ?why would an Islamic financing talent from the GCC (Gulf Co-operation Council) come to work in Malaysia if we don?t even have a court for Islamic banking??

?He would probably much rather go to GCC countries where the legislation is more developed in this respect.?

Challenging:?However, Zaini admits that putting in place a legal framework for Islamic financing would be challenging. Differing opinions and interpretations worldwide pose a daunting obstacle ? Zaini cites the introduction of Profit Equalisation Reserve (PER) by Bank Negara as an example.

?The Islamic deposit programme is based on profit and loss whereby banks pay dividends based on the allocated profits,? says Zaini, explaining that this means the dividends are higher if the Islamic banks make good profit and vice versa. ?In comparison, conventional banks pay based on a fixed amount of interest.?

?So when Islamic banks report good profits and subsequently pay more dividends than conventional banks, there would be a flow of customers from the conventional banking market to the Islamic financing market.?

Zaini explains further that PER was introduced to avoid the mass movement between markets by fixing the percentage of profit shared as dividends by the Islamic banks.

?Say they make profit and are able to pay 9 per cent, PER means they can only pay for example 4 per cent while 5 per cent would be kept in reserve.?

?There might come a time when the profit margin is smaller, in such an event, the reserve would be used to top up the dividends to be paid out,? says Zaini. ?The GCC is against this and do not recognise the practice because it is not in line with shariah.?

(However, Zaini feels the way forward would be to ignore the differences and focus on what can actually be done.

?Malaysia is heading towards a two-system financial system and for the Islamic part of it, we need a strong legal platform,? says Zaini. ?I think we have a sufficient pool of shariah legal expertise, and our universities are also producing enough experts in the area of Islamic financing.?

?But I think we also need to bring in scholars from abroad with a different perspective of the international market so that when we formulate the legal framework, it will be more comprehensive,? adds Zaini, explaining that doing so would enable Islamic financing in the country to reach greater heights.

?Like the English law, this will not happen overnight but instead through years of practice and experience.?

(Real Estate And Decor / 28 Sep 2012)

---
Alfalah Consulting - Kuala Lumpur:?www.alfalahconsulting.com
Islamic Investment Malaysia:?www.islamic-invest-malaysia.com

Source: http://www.islamic-wealth-management.net/2012/09/strong-legal-framework-needed-for.html

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Video: Josh Mankiewicz previews season premiere

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Source: http://video.msnbc.msn.com/dateline/49183425/

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Thursday, September 27, 2012

Commercial Bridge Loans 7% At 70% LTV No Advance Fees ...

Winston Rowe & Associates, a no advance fee commercial bridge loan finance firm is pleased to announce their new fast bridge loan financing solutions starting at 7% interest only, available nationwide.

Prospective client can contact Winston Rowe & Associates at 248-246-2243 or visit them on line at http://www.winstonrowe.com or email them at processing@winstonrowe.com

Bridge Loan Financing Parameters:

Never an Advance Fee
$1,000,000 ? $15,000,000
Up to 70% Loan to Value
Terms 1 to 5 Years
Non-Recourse
Interest Only Floating Rates From 7% to 8%

Bridge Loan Scenarios Available:

REO Acquisition Financing
Note Acquisition Financing (Performing / Non-Performing)
Discounted Payoff (DPO) Financing
Construction Takeout Financing
Refinance maturing CMBS/Life Co/Bank Debt
Cash Out Financing (property owned free and clear)
Opportunistic / Value Add Purchases (non REO)

Preferred Property Types For Bridge Loan Solutions:

Multi-Family ? Student Housing (major universities)
Bulk Industrial
Office
Retail
Mixed Use Developments
Flex Industrial (Office/Warehouse)
Self Storage

At Winston Rowe & Associates, their primary objective is to provide the most reliable and efficient means of sourcing both debt and equity for your commercial real estate loans.

Winston Rowe & Associates has an excellent knowledge based investor resource for commercial real estate valuation and market analysis located at:

http://www.winstonrowe.com/Free_Real_Estate_Resources.html

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243

Winston Rowe & Associates provides no upfront fee bridge loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,? Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,?? Washington, Washington DC, West Virginia, Wisconsin, Wyoming

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Source: http://noupfrontfeelenders.wordpress.com/2012/09/26/commercial-bridge-loans-7-at-70-ltv-no-advance-fees/

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The Servants

[Three Slots Open]When a charmed house traps eight strangers together on its property, the only way they can ever hope to return to normality is to come to terms with the one thing they all have in common?the problems they?ve kept locked away.

Owner:

Game Masters:

This topic is an Out Of Character part of the roleplay, ?Something was Coming Undone?. Anything posted here will also show up there.

Topic Tags:

Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
This is the thread where you introduce the ghostly ?servant? whom will come to serve your character throughout the roleplay, their profiles do not have to be so detailed as your primary characters, but I?d like them to have some felt depth to them. ^-^;; I?ll provide a basic skeleton to use in order to come up with your servants, but feel free to add to it if you want to, so long as you give the information in the default fields~

As for the history of our ?ghosts? here, well, they don?t have to have personal ones at the moment. The ghosts are souls who are bound to the house by choice, they came to be servants here of their own volition some ages ago. . . . Their role is to look after a single person, to offer to them comfort and advice, and to aid them in overcoming the problems which haunt them. As they take on the appearance of a face that holds some significance to the characters, their presence is a felt one. Their lives from before being bound to the house can be left ambiguous, unless you have some plans regarding that. The people they were before becoming bound to the house is entirely up to you?they can even be another gender than what they appear to be to the characters in reality.

They?re charmed to take on the appearance of a particular person, no matter the gender.

Code: Select all: [size=200]NAME HERE[/size] [img]DIRECT LINK TO ANIME IMAGE[/img][size=95][b]Servant To: [/b] [b]Name of the Person They Look As: [/b] [b]Nickname(s)/Alias(es): [/b] [b]Appeared Gender: [/b] [b]Appeared Age: [/b] [b]Height: [/b] [b]Weight: [/b] [b]Personality: [/b] [b]The Reason They Look As They Do: [/b][/size]

"Just because the logic is sound, it doesn't mean it's right." - Lloyd Irving
"People are sinful creatures. Life survives at the cost of another. Then we must continue to bear the burden of our sins for as long as we continue to live." - Raine Sage

OpalePhantasmagoria: Member for 2 years

Servant To: Amaryllis Honey
Name of the Person They Look As: Sterling Honey

Nickname(s)/Alias(es): Celesti
Appeared Gender: Male
Appeared Age: Nineteen

Height: 6 ft 1 ins (185 cm)
Weight: 167 lbs (76 kg)

Personality: Celestine is a bit of an odd fellow?the life he led before becoming bound to the house is something he doesn?t much speak of, but his personality has not seemed to have changed much. He?s a rather joking sort, enjoying to poke fun at others until he gets a rise out of them. Even then, he?ll just laugh the outburst off. As far as he is concerned, he?s got nothing to really be afraid of, if someone tried to hit him, he could just phase through it. . . . So, really, he?s a jokester, someone who provokes others, seeming to not care really about what?s going on within a person?s head or heart, as he can really come off as an insensitive jerk. In truth though, Celestine is . . . deeper than that. It is very true that he can really seem unlikeable and rude with how he can come to taunt and tease others, but those are simply ploys he?s developed.

As far as he?s seen, sometimes the best way for someone to confront something that?s been festering within them is for that to be constantly poked and prodded at until, finally, it becomes notable.

So, his rather jerkish mannerisms are actually more of a fa?ade than they are real. Celestine is actually a rather competent soul, mature and levelheaded. He knows what he?s doing, and he understands more about people than he?ll let on. After all, he?s been bound to the house for so long now that he ought to know how to read people considering that the house has taken into itself more than a few people who were in dire need of help. . . .

The Reason They Look As They Do: Celestine has been bound to Amaryllis by a predetermined force?the house has deemed it so. Though the manor doesn?t speak, it sort of can convey what it wants and such to the souls bound to it. . . . And, from this, Celestine has come to be bound to Amaryllis, and as such, he has taken on the appearance of her deceased brother, ?Sterling.?

He has taken on this appearance because of the impact he had on Amaryllis? life. He was the primary source of love and all positive sentiments in her life until his death, and she associates her brother with solace, protection, and love. Given the fact that she?s held onto his memory for so long by dressing and melding his memory with her personality, he still has a very strong connection to her now. Celestine appears as him due to this.

OpalePhantasmagoria: Member for 2 years

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Astronauts may play role in Mars robotic missions

WASHINGTON (AP) ? NASA's future plans to explore Mars may end up using astronauts as space messengers.

The new idea surfaced as a special team looking for a new Mars robotic exploration plan released a preliminary report Tuesday.

One of the option calls for a Martian robotic rover to collect rocks on the red planet. Later, astronauts in a newly built spaceship would be used to pick them up from a cosmic delivery point somewhere between Earth and Mars and return them home.

The report gives the space agency several options with no specific timing for future missions and no decision is expected until next year. The new plan is needed because budget cuts earlier this year killed two future robotic flights.

The space agency has so far explored Mars with orbiters and robots, like the rover Curiosity that landed last month. The ultimate goal has been to get a robot to collect rocks and Martian soil to send to Earth for more detailed scientific examination.

Separately, NASA is working on new missions for astronauts to explore away from Earth, with an ultimate goal of sending them to Mars sometime in the 2030s.

The NASA team proposed combining both dreams, getting astronauts involved in Martian exploration earlier. But they wouldn't exactly go to Mars itself. The astronauts would go somewhere between Mars and Earth and pick up the rocks left by a spacecraft that carried them off Mars.

That plan takes advantage of the new rocket and spaceship system for astronauts that should be ready in the next decade, said NASA associate administrator for sciences John Grunsfeld.

It also would lessen contamination worries about the Martian rocks. Scientists want to make sure that the Martian samples could not bring alien germs to Earth and that Earth organisms don't contaminate the Martian sample, Grunsfeld said.

And it would help the mission to land humans on Mars because it "looks a lot like sending a crew to Mars and returning them safely," Grunsfeld said.

The planning team looked at a few options for a Mars sample return mission:

?Send a bunch of spacecraft to Mars ? a rover, a launcher to return home, an orbiter ? in several launches.

?Package all those spacecraft into one or two launches that would save money but increase risk of failure.

?Send a bunch of small rovers to look around different spots of Mars to find the best samples and then design a system to collect and return those rocks.

Before that can happen, NASA still has to decide what robotic or orbiter mission it wants to send to Mars in 2018, if any. It's a time when Earth and the red planet will be close and save money on fuel costs. Grunsfeld said NASA only has about $800 million budgeted for that, which is not enough for a major rover.

___

Online

NASA's Mars planning group: http://www.nasa.gov/offices/marsplanning/home/index.html

Source: http://news.yahoo.com/astronauts-may-play-role-mars-robotic-missions-215919934.html

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Wednesday, September 26, 2012

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Posted September 26, 2012 at 4:18 am

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U.S. cites three more countries for child, forced labor problems

WASHINGTON (Reuters) - The U.S. government on Wednesday added South Sudan, Suriname and Vietnam to its list of 74 countries where adults and children as young as 5 are subjected to serious labor and human trafficking abuses in prostitution, mining and other dangerous work.

The U.S. Labor Department's annual assessment of global human trafficking also raised concerns that the international economic crisis is slowing efforts to eradicate such child abuses by 2016.

"Just a few years from the deadline much remains to be done," the department said in a video accompanying its findings. "Great progress has been made, but with the global economic crisis those efforts have been scaled back, and that progress is now under threat."

Overall, the U.S. report cites 134 products from 74 countries tainted by child and other abusive labor. It said Asian countries, especially China and Burma, have relatively high numbers of goods made by forced labor.

Although it is difficult to track just how many children are exploited for work worldwide, the International Labour Organization put the figure between 980,000 and about 1.2 million in a 2005 estimate.

Overall, nearly 21 million people of all ages are victims, according to the Geneva-based organization, which is part of the United Nations.

The U.S. report follows new steps announced by President Barack Obama on Tuesday to fight human trafficking.

For the three newest countries, U.S. officials found labor problems over cattle in South Sudan as well as bricks and garments in Vietnam. In Suriname, gold mining and other work raised major concerns.

"Children in Suriname are engaged in the worst forms of child labor," one of the reports said. Those caught in mines face dangerous conditions such as mercury exposure, extreme heat and the risk of being crushed, it added, and child prostitution at mining camps is also a worry.

Products tainted by child and other abusive labor include shrimp, garlic, bricks and tobacco, among many others. This year, U.S. officials also added beef, fish and thread or yarn products.

'MODERN SLAVERY'

Labor abuses have long been a concern in certain industries such as farming and textiles, and 80 countries in 2010 pledged to fight for an end to the most egregious forms of child labor by 2016.

The number of children in the worst forms of labor has fallen worldwide, the Labor Department said in the video.

"But since 2005 the rate of progress has slowed considerably," it said.

Gayle Smith, a senior director at the National Security Council and a special assistant at the White House, said lower incomes and food insecurity are just part of the problem.

"Child labor .... has as much to do with tackling poverty from all angles," she said, adding countries need to work on policies to ensure families can earn a living wage so that children can go to school rather than work.

On Tuesday, U.S. President Barack Obama ordered stronger protections against human trafficking by prohibiting outside firms that work with the federal government from confiscating or destroying workers' documents and other similar actions.

The White House also required contractors to have plans in place to comply with such rules.

Such labor abuses "ought to concern every person, because it is a debasement of our common humanity," Obama told the Clinton Global Initiative in New York on Tuesday, citing the impact on society, financial markets, public health, violence and crime.

"It is barbaric, and it is evil, and it has no place in a civilized world," Obama said, adding that human trafficking "must be called by its true name -- modern slavery."

Some Republican lawmakers welcomed the administration's initiative but said the regulations did not go far enough and should criminalize labor abuses for work performed outside the United States by U.S. contractors and crack down on groups that receive U.S. grants.

The White House effort is "a half-measure policy," U.S. House Oversight and Government Reform Committee Chairman Darrell Issa said in a statement on Tuesday.

(Reporting By Susan Heavey; Editing by Cynthia Osterman)

Source: http://news.yahoo.com/u-cites-three-more-countries-child-forced-labor-194114179.html

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iPhone 5 paint may chip, Apple exec says that's 'normal'

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Rosa Golijan

The iPhone 5 started shipping (and hitting store shelves) on Friday, Sept. 21. According to Apple, the company has sold more than?five milli... Read more

14 hrs.

Rosa Golijan

Since the iPhone 5 hit store shelves on Friday, complaints about the propensity of the?device's paint?job to scratch and chip have started flooding in.?But according to an email exchange Apple senior vice president of marketing Phil Schiller allegedly had with a customer such cosmetic issues are "normal."

According to?9to5 Mac's Seth Weintraub, one of the blog's readers sent an email to Schiller, pointing out that his iPhone 5 is showing "some scuffs, scratches and marks throughout the band around the phone."?He asked what he and others who are seeing this issue can do and whether there are any plans to fix it.

The reply Schiller sent, according to this customer, explained that "[a]ny aluminum product may scratch or chip with use, exposing its natural silver color. That is normal."

Schiller's somewhat brief?reply reminds us?of the time when late Apple co-founder Steve Jobs told a?customer who complained about the iPhone 4 reception issues he experienced when his hand covered the device's antennas that he should "[j]ust avoid holding it that way."

Of course, that email preceded what is now referred to as "Antennagate" and?a press conference during which Apple addressed these reception issues and offered every iPhone 4 owner a free "Bumper" case.

Just like the iPhone 4 reception issues reported back then, the cosmetic issues reported in the last few days?appear to only affect some iPhone 5 owners. NBC News tech?editor Wilson Rothman and I got the?iPhone 5 on the same day,?but while his is already showing wear (as you can see in the images above) after spending time in and out of his jeans pocket, my own device, also black, is still in pristine condition. And that's after it?spent a lot of time in a purse pocket along with other smartphones, loose change and my house keys.

Because of the strange way our experiences parallel the iPhone 4 reception woes, we can't help but wonder if we'll soon be hearing more on this,?possibly even from Apple, which has yet to reply to our inquiry. Given the fact that you can't upgrade hardware as easily as software (or maps), there's certainly a chance of a "Paintgate" in our near future.

Want more tech news?or interesting?links? You'll get plenty of both if you keep up with Rosa Golijan, the writer of this post, by following her on?Twitter, subscribing to her?Facebook?posts,?or circling her?on?Google+.

Source: http://www.nbcnews.com/technology/gadgetbox/iphone-5-paint-may-chip-apple-exec-says-thats-normal-1B6078693

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Conservative group launches ad attacking Florida Supreme Court

TALLAHASSEE, Florida (Reuters) - A conservative advocacy group began running an Internet ad criticizing the Florida Supreme Court on Tuesday, days after the Republican Party started a campaign to sack three justices who rejected efforts to overturn President Barack Obama's healthcare law.

Americans for Prosperity, a conservative group financed by billionaires Charles and David Koch, released the first in an expected series of ads attacking the Supreme Court after the Republican Party of Florida executive committee voted unanimously to target justices Fred Lewis, Barbara Pariente and Peggy Quince.

The justices face a popular vote to remain in office this fall under the state's merit retention law, which was created in the 1970s to insulate the high court from political pressure.

"All three justices are too extreme not just for Florida, but for America, too," the Republican committee said in a statement announcing its upcoming effort.

The ad does not mention the justices by name but attacks the Affordable Care Act, saying the program is expensive and the law has been unpopular.

"That's why many states, like Ohio, gave their citizens the right to vote against it," the 30-second spot says. "Not Florida. Our own Supreme Court denied our right to choose for ourselves. Shouldn't our courts protect our rights to choose?"

A spokesperson for Americans for Prosperity did not immediately return a phone call for comment.

Slade O'Brien, president of AFP of Florida, told the Miami Herald/Tampa Bay Times: "We're not advocating for the election or defeat of any of the justices. What we're attempting to do is call more attention to them advocating from the bench."

In 2010, the three justices joined the majority in a 5-2 decision to reject a state effort to invalidate the heath care reform. Last year, the court also rejected a move by Republican Governor Rick Scott to circumvent the legislature in agency rulemaking.

The Florida Supreme Court has often been at odds with the Republican-led Florida Legislature and a series of Republican governors over the last dozen years.

In 2000, the three judges joined a majority of the court to order Florida election officials to recount ballots in the presidential election between Democrat Al Gore and Republican George W. Bush. That decision was overturned by the U.S. Supreme Court.

CONSERVATIVE AGENDA?

Critics of the recall say the efforts are less about judicial activism and more to do with a conservative Republican agenda.

"Let's make no mistake," said former state Senator Alex Villalobos, a moderate Republican from Miami. "That is what this is all about."

In 2010, voters removed three Iowa Supreme Court justices who were part of a decision that legalized same-sex marriage in the state. It was the first time members of that state's high court had been recalled by voters.

Created in 1976, Florida's merit retention system was an attempt to take politics out of the judicial nominating process following a series of embarrassing imbroglios involving high court justices.

Under the system, appellate judges and Supreme Court justices are appointed by the governor from a list of candidates submitted by a qualifications commission. While the justices do not face elections against rival candidates, voters are asked every six years to retain them.

If a majority votes against them, replacements will be appointed by the governor.

"The short reason why we have merit selection and merit retention for the appellate bench in Florida is that (the Supreme Court) was riddled with corruption all because of the politics that went into how they were selected," said Martin Dyckman, whose book "A Most Dishonorable Court: Scandal and Reform in the Florida Judiciary," chronicled judicial missteps that led to the merit retention system.

Another group, Orlando-based Restore Justice, was formed in August to target Lewis, Pariente and Quince for removal.

And another, Defend Justice from Politics, was established earlier this month to support the judges' retention efforts. The justices themselves have collectively raised more than $1 million to remain on the bench.

"The consequences of this retention election are not just the individual fates of these three justices but the fate for maybe a generation to come of the Florida Supreme Court," Dyckman said. (Additional reporting by Kevin Gray in Miami; Editing by David Adams and Jim Loney)

Source: http://news.yahoo.com/conservative-group-launches-ad-attacking-florida-supreme-court-004700216.html

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Redbox Instant targets launch by year-end, blends subscription streaming and DVD rentals with VOD

The last concrete details we'd heard about Redbox Instant was that it was entering internal alpha testing, but now Verizon exec Eric Bruno has revealed more background information. Previous info indicated the service would focus more heavily on movies than the back catalog of TV shows that is a part of Netflix Watch Instantly and Amazon Prime Instant Video, and Bloomberg reports Redbox will break with their models by paying its content providers per subscriber cable TV-style, instead of a flat rate decided up front. What customers will get is a monthly subscription and allotment of disc rentals from Redbox's kiosks, as well as access to VOD movie rentals and downloadable purchases through the service. The alpha test is currently in the hands of about 500 Verizon employees, with plans for a short public test before launching in a late November / mid-December time frame. The main unanswered question however is how much it will all cost, but knowing what we do now -- how much are you willing to pay?

Filed under: Home Entertainment, HD

Redbox Instant targets launch by year-end, blends subscription streaming and DVD rentals with VOD originally appeared on Engadget on Tue, 25 Sep 2012 03:32:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/09/25/redbox-instant-targets-launch-by-year-end-blends-subscription-s/

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Tuesday, September 25, 2012

Galaxtar.com joins VIMA 2013 as media partner | Bite My Music

Posted by bite my music on Sep 25, 2012 in vima 2013 | 1 comment

Galaxtar.com, has come aboard as the official media for online Malay entertainment and lifestyle magazine for VIMA MUSIC AWARDS 2013.

Galaxtar.com is the premiere destination for up-to-the-minute free entertainment & lifestyle news and celebrity inside information presented in a fun, urban tone. Galaxtar.com delivers the latest news, fashion, lifestyle, movie and music reviews, photos, and video and event coverage to over 100,000 unique users per month. Wholly owned by Hunter Worldwide Interactive Sdn Bhd, Galaxtar.com is a bi-monthly released online magazine dedicated to the world of entertainment & lifestyle.

?Its fantastic to have an online platform such as Galaxtar.com support VIMA, as they understand the entertainment industry the same way we do, and they have an explosive set of channels to reach out to fans and celebrities. We will be working closely with Galaxtar.com to highlight and feature special interviews and scoops on nominees and winners of VIMA 2013.? said Siva Zaphod Chandran, founder of VIMA music awards and COO of Bite Media.

Nik Justin

Nik Justin, MD of Galaxtar.com has this to share:

?It is a great pleasure and honour to be invited as one of the official supporting media at your prestigious and exciting annual event in honour of celebrating the region?s most hard working, brilliant and creative pool of musical talents and the extraordinary camaraderie of the independent community of the music industry.
Galaxtar.com has always been a strong admirer and supporter for independent talents especially in the entertainment and creative arts industry, in line with our vision and mission to bring forth and create platforms and networking opportunities for these wonderful talents to further expand, cross-over and develop their talents locally and breakthrough globally.

This partnership with VIMA 2013 can be seen positively as matrimony of two entities with the same ideals of rewarding and acknowledging extraordinary musical talents. We have similar vision and frame of mind of crossing over from the norm and in search for new and alternative ways to be able to reach the masses, as social media network platforms and new media alternatives slowly surpassing the traditional ways at breakneck speed.

The meteoric rise of the independent entertainment industry and social lifestyle within our local & global communities are all exciting prospects as more and more people are well versed and are social media & tech savvy due to the abundance of information and alternative media preference available out there. As a fresh entity, Galaxtar.com vies to be out there at the forefront of these exciting times as we now embarked by expanding our scope into Augmented Reality Technology, Digital &
Online New Media, Alternative Media, PR & Talent Investment, CSR Services Management, Entertainment and Social Media Management.

Thank you for making Galaxtar.com your preferred choice as VIMA 2013?s official media for online Malay entertainment and lifestyle magazine. May our partnership brings a no holds barred, forward thinking and distinctively unique approach and that Galaxtar.com can bring added strength to VIMA 2013 as you expand rapidly into the future as an esteemed independent industry pioneer globally.?

VIMA MUSIC AWARDS 2013 is now open for submissions for songs and videos released between Sept 1sr, 2011 and November 1st 2012. Rules and regulations to participate can be found here. Considered the most important and anticipated indie music award in the region, the awards platform has grown from strength to strength and now comprises of recognizing independent and unsigned musicians from 4 countries ? Malaysia, Indonesia, Singapore and Brunei.

VIMA MUSIC AWARDS is organized by Bite Media and Saintz & Sinnerz. The awards event is also supported by 8TV, The Malay Mail, Hard Rock Hotel Penang,Rentak Sejuta, Guitar Store,Sony Music Entertainment Malaysia, MyTamilChannel, Year One Events & Talents, Distronesia (Indonesia) and Rosiegraphie.

Source: http://bitemymusic.com/galaxtar-com-joins-vima-2013-as-media-partner/

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Digital Beehive Counter Accurately Tracks Your Colony's Collapse [Video]

Click here to read Digital Beehive Counter Accurately Tracks Your Colony's Collapse

Trying to count the bees buzzing about in a hive is like trying to count the grains of sand on a beach. But if you're worried the deadly virus that has been decimating beehives across the country might be jeopardizing your source of fresh honey, check out this honey bee counter that tracks the comings and goings of your hive's population. More »